Mortgage Rates Are Falling, But Here’s 5 Reasons Why Homebuyers Are Still Holding Back

Despite falling mortgage rates, many potential homebuyers are still hesitant to enter the market. 1. High Home Prices  Home prices remain high, making affordability a challenge for many buyers. Even with lower mortgage rates, the elevated cost of homes in many areas means higher down payments and larger loan amounts. This can make monthly payments […]

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