5 Reasons Why Clinging to a 3 % Mortgage Can Shrink Your Financial Safety Net
A rock-bottom mortgage rate feels like a trophy, but hanging onto it while high-interest debts pile up is often a costly illusion. 1. Debt Narrows Your Safety Margin Taking on expensive debt “tightens the range of outcomes you can endure,” personal-finance author Morgan Housel argues. When a layoff, illness, or market shock hits, the borrower […]
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