July 11, 2025

4 Big Changes to Mortgage Credit Scores That Could Help You Buy a Home Sooner

Interest Rates, Mortgage Strategies and Programs, Real Estate / Neil

VantageScore 4.0 could be the most borrower-friendly change in mortgage lending in decades—and it’s finally being accepted by Fannie Mae and Freddie Mac. 1. Millions of Americans Just Got a Shot at Homeownership VantageScore 4.0 includes data that classic FICO scores ignore, like on-time rent and utility payments. That means around 5 million more people, […]

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